Horry County utilizes CDBG and other funding, as available, to provide repairs for qualifying low to moderate income households in order to retain safe decent affordable housing. Assisted residences must be located in unincorporated Horry County and qualifying households must meet income restrictions. Households must be at or below 80% of the area median income (AMI) for Horry County based upon the income limits published annually by the United States Department of Housing and Urban Development (HUD). Applicants will undergo an income qualification review prior to final approval. Applicants must own their home, as evidenced by a deed reflecting their name, and the assisted unit must serve as the applicant’s primary residence. Applicants must also be current on their property taxes.
Repairs funded through CDBG commonly include windows, doors, roofs, HVAC systems, water heaters, flooring, plumbing, siding, electrical, insulation, accessibility improvements, and other associated repairs to address housing problems that affect the livability and sustainability of owner-occupied housing units. Upon acceptance, a Community Development housing inspector works with qualifying owners to develop a scope of work for repairs and to procure a contractor on the owner’s behalf. Homeowners must maintain the assisted unit as their primary residence for a period of no less than ten (10) years. In order to secure the affordability of the unit, a restrictive covenant is recorded against the unit for the financial assistance, a portion of which is forgiven for each year that the homeowner continues to live in their home.
For households interested in assistance through the owner-occupied rehabilitation program, please complete a pre-application to begin the application process. Horry County maintains a waiting list of applicants, which typically runs two to three years from initial application to construction. Applicants will be contacted when their spot is reached on the waiting list. Acceptance and approval is subject to funding availability and qualification.